Personal Financial Advisory

Youmans & Gardner, CPAs provide personal financial advisory services to help you plan and prepare financially for life events. These are some of the areas that our services can benefit you.

  • Creating and maintaining a monthly household spending plan to help you and your family meet your living needs, reduce debt, and save for future needs.
     
  • Retiring with dignity by taking advantage of tax deferred savings plans. First, we will analyze your assets and estimate your post-retirement needs and then establish a savings goal. Working with your investment advisor we will continue to tweak your retirement plan as your return on investment changes. With our business advisory services we can also help setup a retirement plan for your business to cover yourself and your employees.
     
  • Paying for your child's education by estimating your child's education needs and expected resources at college age and then taking advantage of tax-free growth opportunities to meet the financial need.
     
  • Planning for unexpected events so your family is protected is an important part of any personal financial plan. We can help estimate your living expenses and future financial needs and help suggest savings goals and work with your insurance agent to help you protect your family in the event of a disability or death. Our tax planning and preparation services can also help you minimize your estate tax so you leave more of a legacy to your family.
     
  • Saving to become your own boss by discussing the advantages and disadvantages of debt and the investment that would needed to open a business. When you are ready, our business advisory services are available to help you develop a business plan and our accounting & bookkeeping services or our controller & internal accounting services are available to meet your financial and compliance needs. Our tax planning & preparation service will help you comply with tax laws while minimizing your tax bill.

 

Contact Us

We would like the opportunity to discuss how our services can help meet your needs during a FREE initial consultation. Contact us at (229) 246-1511 or by clicking here to schedule a meeting.

 

Contact Us
Youmans & Gardner, CPAs
Southwest Georgia

108 East Broughton Street
Bainbridge, Georgia 39817
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229.246.1511
Fax 229.246.1488

North Florida

113 North Madison Street
Quincy, Florida 32351
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850.627.7109
Fax 850.627.7384

Is it really the IRS calling?

Many taxpayers have encountered individuals impersonating IRS officials – in person, over the telephone and via email. Don’t get scammed. We want you to understand how and when the IRS contacts taxpayers and help you determine whether a contact you may have received is truly from an IRS employee.

The IRS initiates most contacts through regular mail delivered by the United States Postal Service.

However, there are special circumstances in which the IRS will call or come to a home or business, such as when a taxpayer has an overdue tax bill, to secure a delinquent tax return or a delinquent employment tax payment, or to tour a business as part of an audit or during criminal investigations.

To understand how and when the IRS contacts taxpayers and determine if it’s truly the IRS see: How to know it’s really the IRS calling or knocking on your door.